South Dakota Accidents

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Search results for “workers comp”

20 results

Scared your status will come up after a Brookings crash? The uninsured employer mess is worse

A Brookings delivery driver hit from behind can end up fighting three separate money battles at once: fault for the crash, no workers' comp coverage, and health insurance reimbursement.

ARTICLE by Pete Baumgartner

my leg got crushed by a horse and now they want me to sign before i know if i can work

A Rapid City ranch hand is getting pushed to settle fast after a livestock injury, while the real cost of the injury is still unfolding.

ARTICLE by Wayne Hustead

going and coming rule

An employee usually is not covered by workers' compensation for injuries that happen while traveling to or from the regular workplace, because that commute is generally treated...

DoorDashing in Watertown, I hit a pothole, wrecked a borrowed car, and now they're telling me not to file

A Watertown DoorDash driver using someone else's car gets hurt after a pothole crash, and the ugly part is figuring out the city claim, the car insurance, DoorDash coverage, and whether anyone is lying about workers comp.

ARTICLE by Tom Red Cloud

Can I get my own doctor after the insurance doctor in Aberdeen?

Yes - and in Minnesota this can play out very differently because no-fault rules change who pays first. In South Dakota, the big myth is that the insurance doctor gets the...

My neck and shoulder keep locking up after a car backed out in Aberdeen and now their insurer is digging through my Facebook

A plumber new to South Dakota got hit by a car backing into the travel lane from diagonal parking and now the insurer is trying to turn Facebook posts into "proof" he isn't hurt.

ARTICLE by Pete Baumgartner

Can my Watertown boss pin my work motorcycle crash on me?

The expensive mistake is assuming your boss gets to decide fault. They do not. If you were riding for work in Watertown and a driver failed to yield, ran a red light, or turned...

temporary total disability

Not the same as a permanent injury, and not a payout just because you got hurt at work. It means you are temporarily unable to earn your usual wages because a job-related...

occupational disease

A medical condition caused or aggravated by hazards of a particular job or work environment. "Occupational" limits the condition to risks connected to the employment, not...

You'll usually see this in a work note from a doctor, an email from HR, or a call from the insurance adjuster saying you've been released to "light duty" with restrictions....

arising out of employment

You just got a letter that says your injury did not "arise out of employment," so your workers' compensation claim is denied. That phrase means there must be a real connection...

return-to-work order

Miss this step after a job injury, and the damage can be immediate: wage-loss checks stop, the employer says work was available, and a claim that looked straightforward turns...

Is it even worth filing anything after an Aberdeen work errand crash while pregnant?

The one thing your employer is hoping you never find out: in South Dakota, workers' comp is not always your only lane. If you were hurt while working, your employer usually...

Should I file workers' comp or sue the driver after a Pierre work crash?

South Dakota's liability rules have not gotten friendlier lately: the state still uses the slight/gross comparative fault rule, which can sink a weak road-crash lawsuit fast....

I only told my supervisor after a Sioux Falls crash. Did I ruin workers comp?

Probably not - a missed written notice does not automatically kill a South Dakota workers' comp claim. That is the part many employers hope you never learn. South Dakota has a...

Almost two years later, they're still trying to dump this Watertown crash on you

A driver crossed the center line to pass, hit you head-on, and now the insurer is using South Dakota fault rules to carve up your claim before time runs out.

ARTICLE by Brenda Schoenfeld

In Sioux Falls, one medic heard about a $90,000 crosswalk claim - so why is his offer $7,500?

You can have the walk signal, visible injuries, and still get stonewalled if the insurer says a policy exclusion knocks out coverage.

ARTICLE by Pete Baumgartner

Months of silence from the insurer? That's usually a tactic, not a mystery

A wrong-way crash on a Rapid City off-ramp can wreck your schedule and your finances fast, and insurer silence is often part of the game.

ARTICLE by Tom Red Cloud

I'm about ready to drop this Pierre crash claim because nobody will answer me

A Pierre lawyer gets T-boned on the way to court, the stop sign issue muddies fault, and months of insurer silence starts looking like the real strategy.

ARTICLE by Wayne Hustead

A year later, the wrong-way crash near Aberdeen still wrecks your back and that tiny policy won't touch the bills

A military spouse in Aberdeen is stuck dealing with a wrong-way on-ramp crash, ongoing injuries, and a liability policy that is nowhere close to enough.

ARTICLE by Tom Red Cloud