You can have the walk signal, visible injuries, and still get stonewalled if the insurer says a policy exclusion knocks out coverage.

A Rapid City ranch hand is getting pushed to settle fast after a livestock injury, while the real cost of the injury is still unfolding.

A Pierre lawyer gets T-boned on the way to court, the stop sign issue muddies fault, and months of insurer silence starts looking like the real strategy.

A Brookings delivery driver hit from behind can end up fighting three separate money battles at once: fault for the crash, no workers' comp coverage, and health insurance reimbursement.

A driver crossed the center line to pass, hit you head-on, and now the insurer is using South Dakota fault rules to carve up your claim before time runs out.

A plumber new to South Dakota got hit by a car backing into the travel lane from diagonal parking and now the insurer is trying to turn Facebook posts into "proof" he isn't hurt.

A wrong-way crash on a Rapid City off-ramp can wreck your schedule and your finances fast, and insurer silence is often part of the game.

A Watertown DoorDash driver using someone else's car gets hurt after a pothole crash, and the ugly part is figuring out the city claim, the car insurance, DoorDash coverage, and whether anyone is lying about workers comp.

A military spouse in Aberdeen is stuck dealing with a wrong-way on-ramp crash, ongoing injuries, and a liability policy that is nowhere close to enough.

If a truck crash made your back worse, the insurer does not get to erase that injury just because your spine already had wear-and-tear on paper.

In South Dakota, crossing the center line looks terrible, but fault is not automatic if wind, road edge drop-off, ice, another driver, or bad road conditions helped cause the crash.